Course Description

Subrogation recoveries can be a significant source of revenue for insurance companies, and helps insurers hold down premiums, as well as shift the costs of a loss to the party actually responsible. 

This course is designed to teach restoration contractors with a basic understanding of what is subrogation, how subrogation works, how to recognize an appropriate claim, and what to do when they are on a scene following a loss so that subrogation potential is not destroyed. 

This intensive training focuses on from discovery to recovery, that includes a review of chain of custody, spoliation and why claims should be subrogated.

Course curriculum

  • 01

    Module 1: Subrogation 101

    • Lesson 1: What is Subrogation?

    • Lesson 2: Subrogation Action

    • Lesson 3: Why We Need to Know

    • Lesson 4: Subrogation Issues

  • 02

    Module 2: Determination & Roles

    • Lesson 1: Subrogation Potential

    • Lesson 2: The Contractor's Role

    • Lesson 3: The Insurer's Role

  • 03

    Module 3: How Did the Loss Occur?

    • Lesson 1: Act of God

    • Lesson 2: Negligence

    • Lesson 3: Faulty Product

    • Lesson 4: Violation of Warranty

    • Lesson 5: Strict Liability

    • Lesson 6: Faulty Workmanship

  • 04

    Module 4: Accidental Loss

    • Lesson 1: The Insured
  • 05

    Module 5: Preservation of Evidence

    • Lesson 1: Spoliation

    • Lesson 2: Storage

  • 06

    Module 6: Fraud Potential

    • Lesson 1: Types of Fraud

    • Lesson 2: Contractor Identifying Fraud Suspicion

  • 07

    Module 7: Proof & Verification

    • Lesson 1: Evidence

    • Lesson 2: Real Evidence

    • Lesson 3: Documentary Evidence

    • Lesson 4: Demonstrative Evidence

    • Lesson 5: Oral Evidence

  • 08

    Module 8: Necessary Expertise

    • Lesson 1: Use of Experts

    • Lesson 2: Don't Forget